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Terms and Conditions

Effective Date: October 7, 2026
Last Updated: October 7, 2026

These Terms and Conditions (“Terms”) govern your access to and use of ibuyhouseswithfiredamagecolumbus.com (the “Website”) and services offered through the Website by I Buy Houses With Fire Damage Columbus (“we,” “us,” or “our”).

By accessing the Website, submitting property information, requesting an offer, or otherwise interacting with our services, you agree to these Terms and acknowledge our Privacy Policy.

1. Purpose of the Website

The Website allows property owners and authorized representatives to submit information concerning real estate they may wish to sell, including:

Depending on the property and transaction, we may:

Nothing displayed on the Website constitutes a binding offer to purchase real estate.

2. Our Role

The Website presently markets our business primarily as a direct purchaser of fire-damaged property in Columbus.

Depending on the transaction, we may act as:

Our actual role depends on the transaction documents and conduct.

Unless separately and lawfully established, we do not act as your:

3. Direct Purchase Model

Where we seek to purchase property for our own account:

4. No Obligation to Sell

Submitting information or requesting an offer does not obligate you to sell.

A Website submission is an inquiry, not a purchase contract.

You may reject a proposed offer unless and until you enter into a legally enforceable transaction agreement, subject to applicable contractual and statutory rights.

5. No Obligation to Purchase

Submitting property information does not require us to:

6. Eligibility and Authority

By using the Website or submitting information, you represent that:

Submission by one co-owner does not necessarily establish authority to bind every other owner.

7. Agents, Wholesalers, and Representatives

The Website permits a submitter to identify as:

A person submitting property as an agent, wholesaler, contract holder, attorney-in-fact, trustee, executor, administrator, or other representative is responsible for having lawful authority.

Nothing on the Website authorizes:

8. Property Research

We may research:

9. Property Evaluation and Due Diligence

The Website advertises no seller-required inspection as part of its streamlined process.

That does not mean the buyer necessarily waives its own due diligence.

A buyer evaluation may include:

An acquisition evaluation is performed for the purchaser’s purposes unless a separate agreement expressly provides otherwise.

10. Preliminary Offers

Any preliminary:

is non-binding unless incorporated into a legally enforceable transaction agreement.

An offer may change after due diligence.

11. Offer Methodology

Potential offers may take into account:

No particular valuation methodology or purchase price is guaranteed.

12. Binding Transactions

A binding transaction arises only when applicable parties execute legally enforceable transaction documents.

Closing may depend on:

13. Ohio Residential Property Disclosure

Ohio generally requires the transferor of covered residential real property to complete and deliver the statutory Residential Property Disclosure Form.

For this purpose, residential real property generally means real property improved by a building containing one to four dwelling units.

Covered transactions include qualifying:

A direct cash sale to an investor is not automatically exempt.

14. Disclosure Timing

Ohio requires the seller to deliver the signed and dated disclosure form to each prospective purchaser or the purchaser’s agent as soon as practicable.

Providing the disclosure before the buyer enters into the transfer agreement substantially reduces the special statutory rescission issues associated with late delivery.

15. Fire and Smoke Damage Is Expressly Addressed

Ohio’s current Residential Property Disclosure Form expressly asks whether the owner knows of previous or current fire or smoke damage to the property.

If the answer is yes, the form calls for a description and information concerning repairs completed.

Fire and smoke damage therefore should not be treated as merely an optional disclosure topic.

16. Related Fire-Damage Conditions

A prior fire may also affect disclosure categories involving:

17. Actual Knowledge and Good Faith

Ohio’s disclosure form is based on material matters and defects within the seller’s actual knowledge.

Disclosures must be made in good faith.

The law does not turn the disclosure form into a guarantee that every hidden condition has been discovered.

18. The Disclosure Is Not a Warranty

Ohio’s statutory form states that it is not:

A prospective purchaser may obtain its own professional inspections or other due diligence.

19. Disclosure Exemptions

Ohio provides specific exemptions for transactions including qualifying:

An exemption should be confirmed for the actual transaction.

20. Late Disclosure — Three-Business-Day Rescission

If the buyer receives a required property disclosure form or an amendment only after entering into the transfer agreement, the buyer may generally rescind in writing within three business days after receipt.

That special statutory rescission generally must occur by the earlier of:

The statutory right may be waived as permitted by Ohio law.

21. No Disclosure Received

If a buyer enters into a covered transfer agreement and never receives the required disclosure form, Ohio law provides a separate rescission mechanism.

The buyer generally must exercise that statutory right by the earlier of:

22. Amendments

A seller may amend a disclosure form in writing after delivery.

A late amendment can trigger the same statutory rescission framework applicable to late disclosure.

For a fire-damaged property, an amendment may be relevant when additional facts concerning structural, electrical, water, smoke, or repair conditions become known.

23. Disclosure Does Not Replace Fraud Law

Ohio’s disclosure statute expressly preserves other duties and causes of action designed to prevent fraud through:

An as-is transaction therefore should not be used to justify intentional concealment of known material facts.

24. No Universal Fire-Document Package

Ohio does not impose one universal rule requiring every fire-damaged seller automatically to provide every:

to every purchaser.

A particular record may nevertheless be:

25. As-Is Transactions

The Website advertises purchase of property as-is.

“As-is” may mean the purchaser does not require the seller to perform repairs before closing.

It does not automatically eliminate:

26. No Universal Requirement to Repair Before Sale

Ohio does not impose one statewide rule requiring every fire-damaged residence to be completely repaired before it can be transferred.

A damaged property may potentially be sold as-is.

Separate:

may nevertheless affect the property.

27. Ohio’s 2026 Residential Wholesaler Law

Effective March 2, 2026, Ohio specifically regulates certain wholesalers of residential real property.

For this statute, residential real property generally means property improved by a structure containing one to four dwelling units.

The statutory definition can include a person or entity that, for valuable consideration or expected valuable consideration:

Specified assignments to certain relatives or affiliated entities are excluded.

28. Mandatory Seller Disclosure Before Contract

A covered wholesaler acting as the grantee/buyer must give the record owner a separate written wholesaler disclosure before entering into the binding contract transferring an interest in the residential property.

The disclosure must be:

29. Both Parties Must Sign the Wholesaler Disclosure

A covered wholesaler acting as buyer may not enter the binding contract until:

have signed and dated the statutory disclosure.

The required workflow should therefore place the wholesaler disclosure before execution of the purchase contract.

30. What the Ohio Wholesaler Disclosure Explains

Ohio’s required disclosure informs the owner, among other things, that:

Transaction staff should use the current statutory form rather than replacing it with a shortened Website disclaimer.

31. Seller Cancellation Right if Disclosure Is Missing

If a covered wholesaler acting as buyer fails to give the required disclosure before entering the binding contract, the record owner may generally cancel the contract at any time before the close of escrow without penalty.

32. Earnest Money Following Wholesaler Cancellation

Following a qualifying cancellation based on omitted wholesaler disclosure, Ohio law directs the escrow or closing agent to disburse qualifying earnest money paid by the wholesaler to the record owner within 30 days after cancellation.

This consequence is materially different from an ordinary purchase-contract earnest-money dispute.

33. Wholesaler Rights Are Non-Waivable

The duties and remedies created by Ohio’s wholesaler disclosure statute cannot be modified or waived by oral or written agreement.

A contractual clause purporting to eliminate the disclosure obligation or the owner’s statutory cancellation remedy is ineffective as provided by law.

34. Consumer-Protection Consequences

A violation of Ohio’s residential wholesaler statute constitutes an unfair or deceptive act or practice under Ohio law.

A party entering the agreement without receiving the required disclosure may have a statutory cause of action.

The wholesaler disclosure therefore should be treated as a core transaction document.

35. Wholesaling Is Different From Legal Title

A purchase agreement, assignment right, option, or equitable interest is different from record legal title.

A contract holder should not falsely represent that:

36. Assignment Depends on the Contract

Whether a purchase agreement may be assigned or novated depends on:

Nothing on the Website guarantees assignability.

37. Ohio Real Estate Licensing

Ohio defines a real estate broker broadly around specified activity undertaken for another and for compensation or expected compensation.

Regulated conduct can include:

A person performing regulated activity for another should not assume an investment label eliminates licensing requirements.

38. Principal Purchaser and Owner Exemption

Ohio provides an exemption for qualifying activity involving real estate:

A genuine principal purchaser is therefore differently situated from a person performing brokerage activity for another owner for compensation.

39. Contract Interest Does Not Automatically Equal the Owner Exemption

Ohio’s principal/owner exemption should not automatically be stretched to every situation involving a mere contract right.

Wholesaling and brokerage compliance should be evaluated based on:

40. New 2026 Licensed-Agent Seller Disclosure

Ohio also adopted a separate Homebuyer Protection Act anti-discrimination disclosure for transactions involving real estate licensees.

Effective in 2026, before a licensee lists residential real estate for sale, the licensee must provide the seller with the state-prescribed disclosure concerning federal and Ohio fair-housing laws and obtain the seller’s signed and dated copy before marketing or showing the property.

That requirement concerns licensed brokerage activity and is separate from the direct principal-purchase model.

41. Columbus Fire-Damage Permitting

Columbus treats substantial fire-damage repair as regulated building work.

Depending on the project, repairs can require:

The exact requirements depend on the structure and scope of damage.

42. Columbus Residential Fire-Damage Repairs

Columbus permitting records show one-, two-, and three-family fire-damage projects involving work such as:

Separate trade permits may be required.

43. Secure Permits for Damaged Buildings

Where a damaged or abandoned Columbus building is not secure against unauthorized entry, a Secure Permit may be required.

A secure permit does not permanently resolve unsafe-building conditions.

It provides a regulated method for securing a qualifying building while required repairs or other disposition are addressed.

44. Advance or Removal Start Is Not Final Approval

For certain Columbus projects involving fire damage, the City permits specified limited work to begin before final plan approval through an advance/removal-start process.

That authorization:

A purchaser should not treat authorization for early work as proof that the entire restoration has been approved.

45. Unsafe-Building and Code Orders

Fire-damaged Columbus property may be subject to:

A sale does not automatically:

46. Cleanup and Restoration

The Website says that cleanout may be handled as part of the purchase process.

Any regulated:

must comply with applicable permits, licensing, worker-safety, disposal, and environmental requirements.

Nothing in these Terms represents that we personally perform regulated contracting work unless legally authorized.

47. Fast Offer and Closing Claims

The Website advertises:

These statements describe possible transaction timing and are not guarantees.

Actual timing may depend on:

48. “Fair,” “Competitive,” and “True Value” Claims

The Website describes its offers as fair, competitive, and reflective of the property’s value.

Those statements do not guarantee that:

The signed purchase agreement controls the actual price and terms.

49. No Agent Commissions or Hidden Fees

Where a seller enters a genuine direct transaction without a listing broker, a traditional listing commission may not apply.

If a real estate licensee participates, compensation obligations depend on applicable:

Website marketing does not override the signed transaction documents.

50. Foreclosure and Financial Distress

The Website markets to homeowners who may be financially distressed or seeking a rapid sale.

We are not your:

unless a separate legally compliant relationship expressly establishes otherwise.

51. Keep Direct Purchasing Separate From Foreclosure Rescue

A bona fide property purchase is different from a paid service that promises to:

We should not portray ourselves as providing those services unless separately authorized and compliant with applicable law.

52. No Upfront Foreclosure-Rescue Fees

Ohio consumer guidance warns homeowners against foreclosure-rescue companies that demand upfront fees or promise guaranteed foreclosure relief.

Separate federal mortgage-assistance-relief rules can also prohibit advance fees and regulate advertising and communications.

A direct property acquisition should not be turned into a paid foreclosure-relief service.

53. Sale-Leaseback and Buyback Arrangements

A transaction in which a distressed homeowner:

creates materially different legal and economic risks from an ordinary permanent sale.

Such arrangements should receive transaction-specific legal review and should never be marketed through misleading “save your home” promises.

54. Requesting an Offer Does Not Stop Foreclosure

Submitting a Website inquiry, receiving an offer, or signing preliminary paperwork does not automatically:

A homeowner facing foreclosure should independently verify applicable deadlines.

55. No Foreclosure-Relief Guarantees

Unless separately authorized and legally qualified, we do not represent that:

56. Insurance Claims and Fire-Damage Proceeds

A fire-damaged property may involve an open or completed insurance claim.

We do not act as your:

unless a separate legally compliant relationship expressly establishes otherwise.

Property owners are responsible for understanding:

57. Insurance Payout Information

The Website specifically asks whether the seller has received an insurance payout.

Providing that information may assist with transaction evaluation.

It does not mean that:

58. Pending Insurance Claims

If property is sold while a claim remains pending, the purchase documents should address the parties’ rights concerning:

59. Public Adjusting

Nothing on the Website constitutes public-adjusting services.

A homeowner seeking assistance negotiating an insurance claim should use an appropriately licensed insurance professional or attorney where required.

60. Probate, Estate, Trust, and Inherited Property

Submitting inherited, probate, estate, or trust property does not establish legal authority to sell.

A transaction may require:

Ohio also provides particular disclosure-form exemptions for certain fiduciary and inherited-property transactions.

61. Tenant-Occupied Property

Sale of tenant-occupied real estate does not itself automatically terminate every lawful tenancy.

A purchaser should evaluate:

A property appearing vacant after a fire should not automatically be assumed free from tenant rights.

62. Federal Lead-Based Paint Disclosure

Federal lead-based-paint disclosure requirements may apply to qualifying residential housing constructed before 1978.

Nothing on the Website replaces applicable federal requirements.

63. Condominiums and Associations

Property located in a condominium or homeowners association may involve separate requirements concerning:

Those requirements are separate from Ohio’s residential property disclosure form.

64. Telephone Communications

By providing a telephone number and requesting an offer, you authorize reasonable responsive communications concerning:

Additional consent will be obtained where legally required before regulated automated, prerecorded, artificial-voice, or marketing communications are made.

65. Ohio Recording Law

Ohio generally permits recording of a wire, oral, or electronic communication where:

provided the recording is not made for a criminal, tortious, or other unlawful injurious purpose.

For interstate communications, the law of another participant’s location may impose stricter consent requirements.

Where another applicable law is stricter, the stricter rule controls.

66. Text Messages

If you provide a mobile number and applicable consent, we may communicate by text concerning:

Where legally required, separate or additional consent will be obtained before regulated automated or promotional messages are sent.

Consent to marketing is not a condition of receiving an offer or selling property where prohibited.

Message and data rates may apply. Message frequency may vary.

Reply STOP to request that applicable messages stop.

67. Email Communications

By providing an email address, you authorize communications concerning:

Applicable promotional emails will provide an unsubscribe mechanism.

68. Electronic Communications

Where permitted by law, you consent to receiving Website and transaction communications electronically.

This consent does not eliminate a requirement that a particular statutory real estate document be provided separately or in a prescribed form.

69. Privacy

Our handling of personal information is described in our Privacy Policy.

70. Independent Decision-Making

Selling fire-damaged property can have substantial legal, tax, financial, insurance, construction, and personal consequences.

You may wish to consult:

71. No Professional Advice

Website content does not constitute individualized:

72. No Automatic Agency or Fiduciary Relationship

Use of the Website does not itself create:

If a licensed Ohio real estate professional participates, applicable agency and brokerage documents control.

73. Acceptable Use

You may not:

74. Intellectual Property

Unless otherwise stated, the Website and its original:

are owned by or licensed to I Buy Houses With Fire Damage Columbus.

You may not commercially reproduce protected Website content without authorization.

75. Third-Party Websites and Services

We do not control or accept responsibility for independent third-party:

76. Website Availability

We may modify, restrict, suspend, or discontinue Website features.

Continuous, uninterrupted, secure, or error-free availability is not guaranteed.

77. No Guarantee of Transaction

We do not guarantee:

78. Testimonials

Testimonials describe individual reported experiences.

They do not guarantee another seller will receive:

79. Disclaimer of Warranties

TO THE MAXIMUM EXTENT PERMITTED BY LAW, THE WEBSITE AND WEBSITE CONTENT ARE PROVIDED “AS IS” AND “AS AVAILABLE.”

WE DISCLAIM WARRANTIES THAT MAY LAWFULLY BE DISCLAIMED, INCLUDING IMPLIED WARRANTIES OF:

Nothing in these Terms eliminates rights that applicable law does not permit to be waived.

80. Limitation of Liability

TO THE MAXIMUM EXTENT PERMITTED BY LAW, I BUY HOUSES WITH FIRE DAMAGE COLUMBUS AND ITS AFFILIATES, OWNERS, OFFICERS, EMPLOYEES, CONTRACTORS, SERVICE PROVIDERS, AND BUSINESS PARTNERS WILL NOT BE LIABLE FOR INDIRECT, INCIDENTAL, CONSEQUENTIAL, SPECIAL, EXEMPLARY, OR PUNITIVE DAMAGES ARISING SOLELY FROM WEBSITE USE.

OUR AGGREGATE LIABILITY FOR CLAIMS ARISING SOLELY FROM WEBSITE USE WILL NOT EXCEED $500, TO THE MAXIMUM EXTENT PERMITTED BY LAW.

This Website-only limitation does not govern rights or liabilities arising under separately executed:

unless those documents expressly provide otherwise and applicable law permits it.

81. Independent Third Parties

To the maximum extent permitted by law, we are not responsible for independent third-party:

Nothing in this provision eliminates liability that applicable law does not permit to be excluded.

82. Indemnification

To the extent permitted by law, you agree to indemnify I Buy Houses With Fire Damage Columbus from claims arising from your:

83. Governing Law

These Terms are governed by the laws of the State of Ohio, except where another law must apply.

84. Venue and Disputes

Subject to mandatory jurisdiction, venue, consumer-protection, foreclosure, wholesaling, and transaction-specific requirements, proceedings arising solely from Website use may be brought in a court of competent jurisdiction in Ohio.

These Website Terms do not impose mandatory arbitration.

A separately executed transaction agreement may contain different enforceable dispute provisions.

85. Non-Waivable Ohio Rights

Nothing in these Terms waives rights that cannot legally be waived under applicable:

86. Transaction Agreements Control

These Website Terms do not replace:

A separately executed transaction agreement governs that transaction to the extent enforceable.

87. Changes to These Terms

We may update these Terms periodically.

Updated Terms become effective when posted or on another identified effective date, subject to applicable law.

88. Severability

If a provision is invalid or unenforceable, it will be enforced to the maximum lawful extent or severed, and the remaining provisions will remain effective.

89. No Waiver

Failure to enforce a provision does not waive the right to enforce it later.

90. Assignment

You may not assign these Website Terms without our written consent.

We may assign these Terms in connection with a merger, acquisition, financing, restructuring, affiliate reorganization, or sale of assets, subject to applicable law.

This provision does not determine whether a real estate purchase contract is assignable.

Assignment or novation of a real estate purchase contract is governed by:

91. Entire Agreement Regarding Website Use

These Terms and the Privacy Policy govern Website use.

They do not supersede separately executed real estate transaction documents.

92. Contact Us

Questions concerning these Terms may be directed to:

I Buy Houses With Fire Damage Columbus
Columbus, Ohio
United States

Website: ibuyhouseswithfiredamagecolumbus.com